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Landmark Checking is an account that rewards you for maintaining higher deposit balances with the bank. This account will pay the bank’s premium interest rate on account deposits, and the rate will be set weekly.
- Minimum deposit to open - $100
- Monthly Maintenance Fee: $17, but waived if either of the following balance requirements are met: minimum daily balance of ≥ $10,000 in this account, or average collected balance of ≥ $20,000 in this or any combination of deposit accounts or certificates of deposit with the bank
- The monthly maintenance fee also waived with an outstanding balance of ≥$10,000 in personal loan accounts
- Unlimited transactions
- Free basic checks
- Free Check Card (Upon approval)
- ATM Usage – 5 surcharge-free transactions per month
- Free* On-line banking and Bill Pay
*If Bill Pay is inactive for more than 90 days, a $5.95 fee will be assessed for each month the bill pay service is inactive
- Interest is compounded daily, credited monthly and paid on the collected balance.
- No fee for Landmark Account checks; 50% discount on other check styles
- Bonus interest rate paid on Certificates of Deposit with a minimum one-year maturity
(not available on promotional rate CDs)
- Free Cashiers Checks and Gift Cards
- Free Notary Service
- No minimum balance required to earn interest
- Printed Statements are provided monthly; electronic statements available
- Tiered interest rates based on account balances are subject to change without notice
$0.01 - $2,500.00
$2,500.01 - $10,000.00
$10,000.01 - $25,000.00
$25,000.01 and over
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- Minimum deposit to open - $100
- No minimum balance requirement
- No monthly maintenance fee
- Unlimited transactions
- Free Check Card (Upon approval)
- ATM Usage – 5 surcharge-free transactions per month
- Free* On-line banking and Bill Pay
*If Bill Pay is inactive for more than 90 days, a $5.95 fee will be assessed for each month the bill pay service is inactive
- No interest paid on this account
- Printed statements provided monthly; electronic statements available
- Under FDIC’s Transaction Account Guarantee Program, through December 31, 2009, all deposits in this account are fully guaranteed by the FDIC for the entire amount in the account. Coverage under this program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
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| Personal Interest Checking |
- Minimum deposit to open - $100
- Monthly Maintenance Fee: None, if daily minimum balance is ≥$1,000 or ≥$2,500 average collected balance. Otherwise, $12 per month
- Unlimited transactions
- No minimum balance required to earn interest
- Free Check Card (Upon approval)
- ATM Usage – 5 surcharge-free transactions per month
- Free* On-line banking and Bill Pay
*If Bill Pay is inactive for more than 90 days, a $5.95 fee will be assessed for each month the bill pay service is inactive
- Interest is compounded daily, credited monthly and paid on the collected balance
- Printed Statements are provided monthly; electronic statements available
- Tiered interest rates based on account balances are subject to change without notice
$0.01 - $2,500.00
$2,500.01 - $10,000.00
$10,000.01 - $25,000.00
$25,000.01 and over
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An account designed for age 50 and above that offers special benefits.
- Minimum deposit to open - $100
- No minimum balance requirement
- No minimum balance required to earn interest
- No monthly maintenance fee
- Unlimited transactions
- Free Check Card (Upon Approval)
- ATM Usage – 5 surcharge-free transactions per month
- Free* On-line banking and Bill Pay
*If Bill Pay is inactive for more than 90 days, a $5.95 fee will be assessed for each month the bill pay service is inactive.
- Free basic checks
- Bonus interest rate paid on Certificates of Deposit with a minimum one-year maturity
(not available on promotional CD rates)
- Free Cashiers Checks and Gift Cards
- Free Notary Service
- Interest is compounded daily, credited monthly and paid on the collected balance
- Printed Statements are provided monthly; electronic statements available
- Tiered interest rates based on account balances are subject to change without notice
$0.01 - $2,500.00
$2,500.01 - $10,000.00
$10,000.01 - $25,000.00
$25,000.01 and over
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The minimum daily collected balance referenced in this schedule is the current daily ledger balance less the amount of any checks deposited that are in the process of being collected. The average monthly collected balance is calculated by adding the collected balance for each day of the statement period and dividing that figure by the number of days in the statement period.
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