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Landmark Checking is an account that rewards you for maintaining higher deposit balances with the bank. This account will pay the bank’s premium interest rate on account deposits, and the rate will be set weekly
- Minimum Opening Balance: $100
- Monthly Maintenance Fee: $17, but waived if the daily minimum balance in any deposit account with the bank is >$10,000 or a $20,000 average collected balance
- The monthly maintenance fee is also waived with an outstanding balance of $10,000 or more in loan accounts
- Unlimited Transactions
- Free Check Card
- ATM Usage – 5 surcharge-free transactions per month
- Free*On-line banking and Bill Pay. *If on-line banking is inactive for more than 90 days, a $5.95 fee will be assessed for each month the on-line service is inactive
- Bonus interest rate paid on Certificates of Deposit (not available on promotional rate CDs)
- Free Cashiers Checks and Gift Checks
- Free Notary Services
- No minimum balance required to earn interest
Interest is compounded daily, credited monthly and paid on the collected balance.
Tiered interest rates based on account balances are subject to change without notice.
$0 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 and Over
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- Minimum Opening Balance: $100
- Unlimited transactions
- No Monthly Maintenance Fee
- No Minimum Balance Requirement
- Free Check Card
- ATM Usage – 5 surcharge-free transactions per month
- Free* On-line banking and Bill Pay . *If on-line banking is inactive for more than 90 days, a $5.95 fee will be assessed for each month the on-line service is inactive
- Non Interest-bearing
- Free electronic statements. Printed statements $2 per month
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| Personal Interest Checking |
- Minimum Opening Balance: $100
- Monthly Maintenance Fee: None, if daily minimum balance is >$1,000 or $2,500 average collected balance. Otherwise, $12
- Unlimited Transactions
- Free Check Card
- ATM Usage – 5 surcharge-free transactions per month
- Free*On-line banking and Bill Pay. *If on-line banking is inactive for more than 90 days, a $5.95 fee will be assessed for each month the on-line service is inactive
- No minimum balance required to earn interest
Interest is compounded daily, credited monthly and paid on the collected balance.
Tiered interest rates based on account balances are subject to change without notice.
$0 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 and Over
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An account designed for age 50 and above that offers special benefits.
- Minimum Opening Balance: $100
- No minimum balance to maintain
- No monthly maintenance fee
- Unlimited transactions
- Free Check Card
- ATM Usage – 5 surcharge-free transactions per month
- Free*On-line banking and Bill Pay. *If on-line banking is inactive for more than 90 days, a $5.95 fee will be assessed for each month the on-line service is inactive
- Free basic checks
- Bonus interest rate paid on Certificates of Deposit (not available on promotional CD rates):
- Free Cashiers Checks and Gift Checks
- No minimum balance required to earn interest.
Interest is compounded daily, credited monthly and paid on the collected balance.
Tiered interest rates based on account balances are subject to change without notice.
$0 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 and Over
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The minimum daily collected balance referenced in this schedule is the current daily ledger balance less the amount of any checks deposited that are in the process of being collected. The average monthly collected balance is calculated by adding the collected balance for each day of the statement period and dividing that figure by the number of days in the statement period.
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