307 N. Marietta Parkway | Marietta, GA 30060 | 770-792-8870 | Contact Us

eConnect ENROLL
eConnect Platinum

Checking Accounts
Personal Interest Checking

Personal Interest Checking

  • Minimum deposit to open – $100
  • A Maintenance Fee of $15 will be imposed every statement cycle if the minimum daily balance falls below $1,000 or if the average available balance falls below $2,500 or if any combination of personal deposit accounts or certificates of deposit fall below $10,000 during the statement cycle
  • Unlimited transactions
  • No minimum balance required to earn interest
  • Free Check Card (Upon approval)
  • No ATM charges for First Landmark, Presto, or Allpoint ATMs.  All other ATM fees imposed will be waived up to (5) five per account per statement cycle
  • On-Line Banking available at no cost for account inquiries and transfers between accounts
  • On-Line Bill Pay available. If Bill Pay is inactive for more than 90 days, a $5.95 fee will be assessed for each month the bill pay service is inactive
  • People-to-People money transfers (Popmoney) available within On-Line Bill Pay. Each transaction will assess a $.50 personal payment transaction fee which is debited from your account. Transaction and dollar limitations may apply
  • 50% off of the first order of checks
  • Interest is calculated using the daily balance method by applying a daily periodic rate to the principal balance in the account each day. Interest is compounded daily, credited monthly and paid on collected balances
  • Printed Statements are provided monthly; electronic statements available
  • Tiered interest rates based on account balances are subject to change without notice

$0.01 – $2,500.00
$2,500.01 – $10,000.00
$10,000.01 – $25,000.00
$25,000.01 and over

The minimum daily balance referenced in this schedule is the current daily ledger balance less the amount of any checks deposited that are in the process of being collected. The average available balance is calculated by adding the collected balance for each day of the statement period and dividing that figure by the number of days in the statement period.