307 N. Marietta Parkway | Marietta, GA 30060 | 770-792-8870 | Contact Us

eConnect ENROLL
eConnect Platinum

Checking Accounts
Classic Advantage Checking

Classic Advantage Checking

  • Minimum deposit to open – $100
  • A Maintenance Fee of $20 will be imposed every statement cycle unless any of the following requirements are met:
    - Minimum daily balance* of $10,000 or more in this account; or
    - Average ledger balance** of $20,000 or more in this account or in any combination of personal deposit accounts or certificates of deposit; or
    - An outstanding balance of $10,000 or more in personal loan accounts
  • Unlimited transactions
  • Check Card available (Upon approval)
  • No ATM charges for First Landmark Bank, Allpoint or Presto ATMs. All other ATM fees imposed will be waived up to (5) five per account per statement cycle
  • On-Line Banking available at no cost for account inquiries and transfers between accounts
  • On-Line Bill Pay available. If Bill Pay is inactive for more than 90 days, a $12.00 fee will be assessed for each month the bill pay service remains inactive
  • Interest is calculated using the daily balance method by applying a daily periodic rate to the principal balance in the account each day. Interest is compounded daily and credited monthly
  • No minimum balance required to earn interest
  • No charge for standard checks; 50% discount on other check styles
  • Bonus interest rate paid on Certificates of Deposit with a minimum one-year maturity (not available on promotional rate CDs)
  • No charge for Notary Service or for the purchase of Cashier’s Checks or Gift Cards (Other fees may apply)
  • Printed statements provided monthly; electronic statements available
  • Tiered interest rates based on account balances* are subject to change without notice as follows:
    $0.01 – $2,500.00
    $2,500.01 – $10,000.00
    $10,000.01 – $25,000.00
    $25,000.01 and over

*The minimum daily balance referenced in this schedule is the current daily ledger balance.

**The average ledger balance is calculated from an aggregate of the daily ledger balances divided by the number of days for the statement period.