Phishing Alert – Be Smart. Be Suspicious.
In unrelated phishing scams, the IRS and Target are asking the general public to be vigilant in protecting their private information. Read more to learn more about how you can protect your identify and your accounts.
IRS WARNS OF NATIONWIDE PHONE SCAM
The IRS today warned consumers about a sophisticated phone scam targeting taxpayers throughout the country. Victims are told they owe money to the IRS and that it must be paid promptly through a wire transfer or a pre-loaded debit card. The Scammers may be able to recite the last four digits of a victim’s Social Security Number. Telephone caller ID will appear that it is the IRS calling. The IRS does not telephone taxpayers to request private information and will never ask for PINs, passwords or confidential access to credit cards, bank or other accounts. If you’ve been targeted by this scam, you should report the incident to the Treasurey Inspector General for Tax Administration at 800.366.4484. You should also contact the Federal Trade Commission and use their FTC Complaint Assistance at FTC.gov. Please add “IRS Telephone Scam” to the comments of your complaint.
TARGET DATA BREACH AND YOUR VULNERABILITY
Victims of the Target data breach are vulnerable to phishing attacks now. Remember:
1. Banks do not ask for account numbers and other sensitive personal information by email. If you have responded to a suspicious email, contact your bank immediately so it can help protect your account and your identity.
2. Never give our your personal or financial information in response to an unsolicited phone call, fax or email, no matter how official it may seem. Do not respond to emails that request such information or that threaten you.
3. Check your credit card and bank accounts statements regularly and look for unauthorized transactions, even small ones. Report discrepancies immediately.
4. Report suspicious activity to the Internet Crime Complaint Center at http://www.ic3.gov/default.aspx a partnership between the FBI and the National White Collar Crime Center.
Other good practices to minimize the risk of becoming a victim:
-Keep a clean computer by having the latest security software, web browser and operating system.
-Make passwords long and strong.
-Connect with care. If an email or attachment looks suspicious, delete it. Be savvy about Wi-Fi hotspots and limit the type of businss you conduct.
-Think before you act. If it sounds too good to be true, be wary of its legitimacy. It could be, and probably is, an attempt to scam you.
Online Banking Getting New Look and Features
A new look for the First Landmark Bank eConnect and eConnect Platinum Online Banking Systems has arrived.
In November 2013, First Landmark Bank upgraded the eConnect and (business) eConnect Platinum online banking system. The upgrade enhances your banking experience with a new look and convenient, immediate access to features you use most often. You will enjoy more efficient views of accounts and navigations to choose from. The upgrade also includes a new overview page that will allow you to review account balances and recent transactions, along with the ability to perform transfers quickly.
Check out the new release as we strive to provide you banking tools that will meet your present and future banking needs.
New Platinum MasterCard Program Now Available
First Landmark Bank is pleased to announce a new Platinum MasterCard program, available to businesses and individuals that includes choice of rewards points or cash back option with no annual program fee. Below are additional benefits available with the new Platinum MasterCard*:
- No annual credit card fee
- Competitive Annual Percentage Rate
- Online access to all of your credit card activity information
- 24/7 customer support
- Credit card protection, assistance and savings
*Subject to credit approval.
Learn more about the Platinum MasterCard program from the Bank’s Financial Specialists by calling 770.792.8870.
Board Names Francis Chairman; DeWitt CEO
On Wednesday, April 17, 2013, the Board of Directors of First Landmark Bank continued its succession plan begun in August 2011 by electing Ronald H. Francis to the position of Chairman of the Board and adding Chief Executive Officer to the title of President Terrence Y. DeWitt. Immediate Past Chairman John Moore made the announcement at the bank’s Annual Shareholders’ Meeting on Wednesday, April 17, 2013.
John H. Moore, who has served as Chairman of the Board since inception, remains a valued member of the Board of Directors and will serve as Vice Chairman of the Board and Chairman of the Executive Committee. Mr. Moore stated, “In planning First Landmark Bank, Ron Francis and I discussed the timeline for when he would devote his time to the Bank’s strategic direction and less time to the day-to-day operations. The experience he has gained in the three Cobb County de novo banks he guided and grown as well as the wealth of experience and contacts he has gained in his 44-year banking career makes him uniquely qualified to take the reins of Chairman. These two fine executive officers assumed the responsibilities associated with their new titles effective April 17, 2013.”
Chairman Moore continued, “Since his election as President and Chief Operating officer in August of 2011, Mr. DeWitt has shown himself to be an effective leader, risk manager and strategist. Having previously served as the Bank’s Chief Financial Officer, we were fortunate to have someone of his experience and caliber in the Bank’s employ since its inception. Terry has played a key role in the Bank’s success to this point, and the Board enthusiastically supports his ability to continue the momentum of the Bank’s growth.”
Mr. DeWitt serves with bank Executive Vice President and Chief Lending Officer Terri Bunten Guthrie and Chairman Francis to comprise the Executive Management of First Landmark Bank.
Previously President DeWitt was with New South Federal Savings Bank in Irondale, Alabama, where he served as Senior Vice President and Chief Financial Officer and Chief Accounting Officer. He has also served as Senior Vice President/CFO of Financial Investors of the South, Inc./Bank of Alabama in Birmingham Alabama, and as Executive Vice President and member of the Board of Directors of National Bank of Commerce (now Cadence Bank) in Tuscaloosa, Alabama. In 1998 DeWitt received the Outstanding Young Banker Award from the Alabama Bankers Association.
His experience in Cobb County includes serving as Senior Vice President and Chief Financial Officer of Chattahoochee Financial Corporation and The Chattahoochee Bank in Marietta from 1986 to 1990. He began his career with Price Waterhouse in Atlanta in 1983.
Mr. DeWitt is a 1983 graduate of the University of Alabama where he earned a Bachelor of Science degree in Accounting. He is a member of the Leadership Cobb Alumni Association, the Marietta Country Club, and the Rotary Club of Marietta, where he was named a Paul Harris Fellow. Mr. DeWitt serves on the Board of Directors and is Finance Committee Chairman of the Cobb Chamber of Commerce and Chairman of the Board of the Cobb Community Collaborative.
Artist Lois McKinstry Now Showing on Landmark Arts Wall
Several works of Marietta artist Lois McKinstry are now on display on the Landmark Arts Wall, Terrace Level, at First Landmark Bank. A retired nurse and long-time artist, Lois uses a variety of artistic mediums in her work. The display is a sampling of her work and represents her creations spanning several decades. We invite you to visit the Bank and view her beautiful offerings, which will be on display until May 20.
First Landmark Bank takes delight in inviting local amateur artists to display their art work on the Landmark Arts Wall. If you are such an artist, or know of one that may be interested, please contact Renee White at 770.792.8870.
Bank Hosting Open House to Thank Clients and Community
You are invited to our Open House on March 25-27, from 9 a.m. – 3 p.m. each day.
First Landmark Bank opened on March 24, 2008, and we are celebrating our 5 year anniversary. We want to show our thanks to our clients and community for making these five years, 5 great years!
We invite you to stop in, enjoy some nostalgic candy and ice-cold soda, register for some great door prizes, and celebrate with us.
We truly mean ‘Our Landmark is Your Landmark.’ We hope you’ll come by and bring your family, friends, or office colleagues.
For more information about this event, please contact 770.792.8870 or firstname.lastname@example.org.
Four Named to Bank Advisory Board
First Landmark Bank President Terry DeWitt announces the addition of four new members to the Bank’s Advisory Board. Chris Bailey, partner with Crace Galvis McGrath, LLC; Jacque Locarnini, owner of Southeast Scientific Repair, Inc.; Richy Stephens, principal with Newport Development, LLC; and Emily Yessick, Chief Administrative Officer of United Medical Response.
Bank president Terry DeWitt stated, “For our Advisory Board, we look for business owners and professionals who impact our market through their business and community influence. Their experience provides for fresh insight on how we are performing as a bank and serving the community in Marietta and Cobb County.”
Other Advisory Board members include: Advisory Board Chairman Dr. Cameron Watson, Atlanta West Family Dentistry; Roger Davis, Red Hare Brewing Company LLC; Peter Hungerbuhler, JPH Properties/Cotton States Premier Properties; Dawn Levine, Lyle & Levine; Chris Poston, Traton Homes; and Ginny Rainey, Mills Specialty Metals LLC.
January 31, 2013
2012 Limited Edition Landmark Greeting Cards Now Available
For the fourth consecutive year, First Landmark Bank commissioned local artist Nita Burge to paint a local landmark which is, in turn, photographed and printed as all-occassion greeting cards. This year’s painting subject is the Chattahoochee River, and the painting is entitled River of Painted Rocks.
The gift-boxed set of 12 blank cards are available for $10 per box and can be purchased in the banking office of First Landmark Bank, 307 N. Marietta Parkway, Marietta, while supplies last. All proceeds from the sale of the cards will be donated to The Cottage School, a local non-profit school that provides personal instruction to a student population that experiences exceptional challenges in a larger school environment.
Your questions about purchasing the greeting cards can be directed to email@example.com or to 770.792.8870.
Did you know? The Chattahoochee River, which flows along the southern border of Cobb County, originates from a tiny spring in the foothills of the Appalachians. “Chattahoochee” is an Indian word meaning “river of painted rocks.” For the Creek and Cherokee Indians, the River aided in farming, commerce and transportion from North Georgia to the Gulf. Today, the River is a source of recreation in Cobb County and serves as a scenic landmark in the region.
Come into First Landmark Bank and purchase your limited edition cards today. They make nice stocking stuffers, teacher gifts, hostess gifts…and don’t forget to purchase some for yourself.
Be Alert! New Fraud Attempt Explained Here
Bank Clients should be alert to the following ‘phishing’ fraud attempt.
Whenever you receive an email like the following example that has just been received by a client and others and reported, NEVER click on the link provided. It is always safe business practice to contact your vendors using the contact information THEY provide, not from a random email regardless of how ‘official’ it appears. This particular fraud attempt targeted payroll processing. Notice the spelling error of the word “removed” in the first bullet point. Or perhaps the writer misused the word ‘revoked’ instead. Many times fraud perpetrators are international and not adept at English. Unusual words, misspelled words, unusual phrases — all are ‘red flags’ and should not be ignored.
THIS IS THE ACTUAL ‘FRAUDULENT’ EMAIL CURRENTLY BEING ROUTED TO RANDOM PERSONAL AND BUSINESS EMAIL ADDRESSES:
Direct Deposit Service Informer
We processed your payroll on November 1, 2012 at 365 PM Pacific Time.
- Money would be revoked from the Checking account number ending in: XXX3 on November 2, 2012.
- total to be left: $2 465.98
- Paychecks would be deferred to your workforce’ accounts on: November, 2, 2012
- Sign In to Overview Details
Funds are typically departed before business banking hours so please be sure you have enough Cash on the account by 12 a.m. on the date Funds are to be withdrawn.
Intuit must process your payroll by 4 p.m. Eastern time, two banking days before your paycheck date or your personnel will not be paid on time. QuickBooks does not process payrolls on weekends or federal banking holidays. A list of federal banking holidays can be viewed at the Federal Reserve website.
Thank you for your business.
Intuit Payroll Services
Read More About “Phishing” Here And Be Alert and Prepared!
Phishing is a high-tech scam that uses spam or pop-up messages to attempt to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, and other sensitive information. Phishing is the term coined by hackers who imitate legitimate companies in e-mails to entice people to share passwords or credit card numbers. While the above example did not involve a request from a bank, please remember: First Landmark Bank will never send e-mails requesting personal information. We will never ask you to “verify” personal financial information through an e-mail. We will never ask you to click on a special site link to do so. While emails of this nature may look like they are from us, and may even use our logo, they are likely a “phishing” scam. Do not answer them. If you receive an email purporting to be from us, do not hesitate to call us to confirm it.
Cherokee Heights Arts Festival This Saturday
First Landmark Bank is proud to join with Keep Marietta Beautiful to sponsor the Cherokee Heights Neighborhood Arts Festival in Marietta, just blocks from the Marietta Square. The festival will be held this Saturday, November 10, 9am – 4 pm (rain date Sunday) and includes live music, free crafts and activities for the kids. Over 30 neighborhood and local artists will display and sell original art, clothing, jewelry, birdhouses, pottery and more.
The Cherokee Heights neighborhood includes Seminole and Freyer that run off of Cherokee Street, and the festival is held on Etowah Drive that intersects them. The neighborhood is between the Marietta Square and WellStar Kennestone Hospital.