307 N. Marietta Parkway | Marietta, GA 30060 | 770-792-8870 | Contact Us

eConnect ENROLL
eConnect Platinum

Money Market Accounts
Premium Commercial Money Market

Premium Commercial Money Market

This account is designed to reward higher balances with a corresponding higher interest rate. Maximizes interest while retaining access to funds.

  • Minimum deposit to open – $25,000
  • No minimum balance required to earn interest
  • $20 monthly maintenance fee
  • Maintenance fee* can be avoided by maintaining a $25,000 minimum daily balance or $50,000 average collected balance
  • Six (6) total debit transactions allowed per statement cycle
  • If debit limits are exceeded, fee is $15 per excessive transaction
  • Regulation D Limitations on Withdrawals and Transfers**: If an account continuously exceeds the debit transaction limit, we are required by federal regulation to close the account or transfer the account to another type of account.
  • Up to 20 Deposited Items per month for free; $.30 per item over 20 thereafter
  • Interest is compounded daily, credited monthly and paid on collected balances
  • No Check Card available on this account.
  • Tiered interest rates based on account balances are subject to change without notice.

$0.01 – $25,000.00
$25,000.01 – $100,000.00
$100,000.01 – $250,000.00
$250,000.01 – $750,000.00
$750,000.01 and over

 

*The minimum daily balance referenced in this schedule is the current daily ledger balance less the amount of any checks deposited that are in the process of being collected. The average collected balance is calculated by adding the collected balance for each day of the statement period and dividing that figure by the number of days in the statement period.

**Regulation D Limitations on Withdrawals and Transfers. Withdraways and Transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party are limited to six (6) per month. If an account continuously exceeds the debit transaction limit, we are required by federal regulation to close the account or transfer the account to another type of account.