307 N. Marietta Parkway | Marietta, GA 30060 | 770-792-8870 | Contact Us

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eConnect Platinum

Money Market Accounts
Commercial Money Market

Commercial Money Market

  • Minimum deposit to open – $1,000
  • No minimum balance required to earn interest
  • A Maintenance Fee of $12 will be imposed each month if the minimum daily balance* falls below $2,500.00 or if the average ledger balance** falls below $5,000.00
  • Transaction Limitations:
    Six (6) total debit transactions allowed per statement cycle. If debit limits are exceeded, a MMA Debit fee of $15 per debit transaction over six will be charged.
  • Up to 20 deposited items per statement cycle at no cost; $.30 per item over 20
  • Regulation D Limitations on withdrawals and transfers apply***
  • Interest is calculated using the daily balance method by applying a daily periodic rate to the principal balance in the account each day.
  • Interest is compounded daily, credited monthly and paid on collected balance
  • On-Line banking available
  • Printed statements provided monthly; electronic statements available
  • No check card available on account
  • Tiered interest rates based on account balance are subject to change without notice as follows:
    $             .01 – $  10,000.00
    $  10,000.01 – $  25,000.00
    $  25,000.01 – $  50,000.00
    $  50,000.01 – $100,000.00
    $100,000.01 and over

*The minimum daily balance is the current daily ledger balance

**The average ledger balance is calculated from an aggregate of the daily ledger balances divided by the number of days for the statement period.

***Regulation D Limitations on Withdrawals and Transfers:  Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party are limited to six (6) per statement cycle.  If an account continuously exceeds the debit transaction limit, we are required by federal regulation to close the account or transfer the account to another type of account.