SWEEP ACCOUNTS

Ensure that your funds are earning as much as possible with one of our Sweep Accounts. We offer three types of Sweep Accounts:

• Money Market Sweep Service (by law, money market accounts are allowed up to six debit transactions per statement period)
• Line of Credit Sweep Service (subject to credit approval)
• Investment Sweep Repurchase Agreement Services
  (Note: Repurchase Agreements are not Bank Deposits. Are not FDIC Insured. Not Bank Guaranteed. May Lose Value)

A certain threshold is set for the checking account, and when that threshold is met, the Bank will automatically transfer funds into and out of the checking account and into or out of the sweep account you select.

Benefits

• Maximizes investment income
• Reduces borrowing and interest expense
• Reduced overdraft charges
• Automates movement of funds to keep your money working at all times
• Provides more efficient management of daily cash position

MERCHANT SERVICES

Our Merchant Card Services are available for businesses that accept credit and debit card payments. Out staff will work with you to coordinate the selection and installation of the necessary equipment and contractual agreements. Or you may easily transfer your current merchant program by providing your bank account number to your current provider.

BUSINESS CHECK CARD

For the convenience of our business clients, we offer Business Check Cards. Authorized signers on a business operating account may inquire about this service by calling 770-792-8870. The issuance of a business check card is subject to approval.